Terms of Service

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and HBU Asset Recovery ("Company," "we," "our," or "us"). By accessing our website, submitting a claim review form, or engaging our services, you agree to be bound by these Terms. If you do not agree to all of these Terms, please do not use our website or services.

Services Description

HBU Asset Recovery provides surplus fund recovery services designed to help individuals identify and recover unclaimed surplus funds held by Oklahoma counties and state agencies. Our services include record research, claim preparation, filing, and representation with relevant agencies. All work is performed on a contingency basis, meaning you pay no upfront fees and our fee is only collected from recovered funds.

Contingency Fee Agreement

Our relationship with clients is governed by a contingency fee agreement. Key terms include:

• You pay no fees upfront or during the claim process
• Our fee is a percentage of funds successfully recovered
• The exact percentage will be disclosed in your signed contingency agreement
• If we do not recover funds, you owe us nothing
• You must sign a contingency agreement before we begin work on your behalf

Eligibility and Representations

By requesting our services, you represent that:

• You are at least 18 years old
• You have a legitimate interest in the claimed property or funds
• You have the authority to sign a contingency agreement
• All information you provide is accurate and truthful
• You will notify us of any changes to your contact information

No Guarantee of Recovery

While we use our best efforts to research and recover unclaimed surplus funds, we make no guarantee of success. Not all claims will result in recovered funds. Factors affecting recovery include the availability of records, the strength of your claim, county and state processing times, and documentation completeness. We will evaluate your claim at no cost and advise you of our assessment before you sign any agreement.

Communication and Documentation

You agree to:

• Maintain accurate contact information and notify us of changes
• Respond promptly to requests for information or documentation
• Provide truthful and complete information about your claim
• Not provide documents or information that are fraudulent or misleading
• Allow us to communicate with counties and state agencies on your behalf

Termination of Services

You have the right to terminate our engagement at any time by providing written notice. If you terminate before we recover funds, you owe us nothing. If you terminate after funds have been recovered but not yet distributed, you may be responsible for reasonable expenses incurred. We reserve the right to terminate our engagement if you fail to provide requested documentation or if we determine your claim lacks merit.

Limitation of Liability

To the fullest extent permitted by law, HBU Asset Recovery and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, including lost profits or data loss, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless HBU Asset Recovery, its officers, directors, employees, and agents from any claims, damages, losses, and expenses (including attorney's fees) arising out of your breach of these Terms, your use of our services, or your violation of any applicable law or third-party rights.

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is the property of HBU Asset Recovery or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or transmit any content without our prior written permission.

Dispute Resolution

Any disputes arising out of or relating to these Terms or our services shall be governed by the laws of the State of Oklahoma and resolved in the courts of Oklahoma County, Oklahoma. You consent to the exclusive jurisdiction of these courts.

Changes to Terms

We may modify these Terms at any time by updating this page. Your continued use of our services following any changes constitutes your acceptance of the modified Terms. We recommend reviewing these Terms periodically for updates.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect to the greatest extent permitted by law.

Contact Us

If you have questions about these Terms of Service, please contact us: